CelerPlus FHA Loan Program

CelerPlus FHA Loan Program

Introducing the Celer Mortgage Advantage Program—designed for first-time homebuyers with a competitive 30-year fixed-rate mortgage and built-in support for down payment and closing costs.

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Key Features

Fixed-Rate Mortgage

Benefit from the stability of a 30-year fixed interest* rate, ensuring consistent monthly payments throughout the loan term.

Integrated Assistance

The Advantage Program includes supplementary support to help cover down payment and closing costs, reducing the initial financial burden on homebuyers.

Property Criteria

  • Eligible Properties: The program is available for single-family, one-unit residences, including approved condominiums and planned unit developments (PUDs). Certain additional property types, such as guest houses or in-law quarters, may also qualify.
  • Manufactured Homes: Manufactured housing is eligible under this program, provided it meets specific guidelines.

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Homebuyer Education Requirement

To promote successful homeownership, the Advantage Program requires first-time buyers to complete a homebuyer education and counseling course. This can be accomplished online through an approved platform or in-person via a HUD-approved housing counseling agency.

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Eligibility Requirements

Primary Residence

Applicants must intend to occupy the purchased property as their primary residence; non-occupant co-borrowers are not permitted.

Homebuyer Education

Completion of an approved homebuyer education course is mandatory to ensure borrowers are well-prepared for homeownership.

Income Limits

Applicants are required to meet specific income limits and financial criteria to qualify for the program successfully.

Our Satisfied Clients

Hear what some of our satisfied client have to say

Riley helped me and my brother with the purchase of our first home. Very timely with his responses to any of our questions, very thorough and informative too. On the rare occasions he did not have an answer to our questions, he ensured to  …
Daniel Utuone, Happy Customer
Gabriel Reyes, amazing loan agent! As a first time home buyer our experience with him was great. He was able to answer all of our questions and doubts. All the information provided was helpful and informative. We couldn’t be any happier …More
Martha Aguilera, Happy Customer
I would like to thank Isayda Aguilar for helping us through the loan process. We finally bought our first home and I couldn’t be happier with the process! Isayda made it so simple for us to know what steps were ahead and how the process …More
Nancy Pineda, Happy Customer
We worked with Cynthia on buying our home and she was phenomenal! She was always available to answer any questions we had or to explain something in further detail. Buying a home can be long and a lot of unknowns, but Cynthia really made the process so easy for us!
Desiree S, Happy Customer

How to Apply

Contact a Celer Mortgage-approved loan officer to start your application. Prepare documents like pay stubs, bank statements, employment history, and tax returns for a smoother process. The Celer Mortgage Advantage Program makes first-time homeownership easier and more affordable.

Our Customer Care Agents Are Available.

Get Started Now

Unlock the door to your dream home today! Reach out to us to explore your eligibility and take the first step toward making homeownership a reality.

*Interest rates are subject to change based on market conditions and individual qualifications. For the most accurate and up-to-date rate information, please consult with a Celer Mortgage-approved loan officer.

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Stay Informed. Whether you are a first time buyer or interested in becoming, real estate agent, or mortgage agent. we have classes and updates to keep you up to date. Simply add your name and email to be on the list

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