Celer FHA Loan Program

Celer Mortgage makes homeownership more accessible with the Celer FHA Loan Program, offering flexible credit requirements and low down payment options for first-time and repeat homebuyers.

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Key Features

Low Down Payment

Requires as little as 3.5% down, making homeownership more affordable and accessible.

Flexible Credit Requirements

Allows lower credit scores than conventional loans, helping more buyers qualify.

Fixed Interest Rate

Provides stable monthly payments with a consistent interest rate over the loan term.

Down Payment Assistance

Eligible borrowers can access valuable financial help for down payments and closing costs.

Homebuyer Education: Empowering Your Journey

First-time homebuyers must complete a homebuyer education course to gain valuable insights on budgeting, mortgage management, and homeownership responsibilities. Celer Mortgage provides guidance on approved courses to ensure a smooth buying experience.

Our Customer Care Agents Are Available.

Eligibility Requirements

First-Time or Repeat Buyer

Open to first-time and returning homebuyers meeting program requirements.

Primary Residence

The home must be owner-occupied; non-occupant co-borrowers are not allowed.

Income Limits

Applicants must meet program income limits, which vary by county, household size, and loan type.

Property Requirements

Eligible homes include single-family units, condos, PUDs, and manufactured homes.

Our Satisfied Clients

Hear what some of our satisfied client have to say

Riley helped me and my brother with the purchase of our first home. Very timely with his responses to any of our questions, very thorough and informative too. On the rare occasions he did not have an answer to our questions, he ensured to  …
Daniel Utuone, Happy Customer
I would like to thank Isayda Aguilar for helping us through the loan process. We finally bought our first home and I couldn’t be happier with the process! Isayda made it so simple for us to know what steps were ahead and how the process …More
Nancy Pineda, Happy Customer
Gabriel Reyes, amazing loan agent! As a first time home buyer our experience with him was great. He was able to answer all of our questions and doubts. All the information provided was helpful and informative. We couldn’t be any happier …More
Martha Aguilera, Happy Customer
We worked with Cynthia on buying our home and she was phenomenal! She was always available to answer any questions we had or to explain something in further detail. Buying a home can be long and a lot of unknowns, but Cynthia really made the process so easy for us!
Desiree S, Happy Customer

How to Apply

Contact a Celer Mortgage-approved loan officer to start your application. Gather documents like pay stubs, bank statements, and tax returns. Our team will review your application and guide you through the approval process. Once approved, you’ll move forward to closing and secure your home with the benefits of the Celer FHA Loan Program.

Our Customer Care Agents Are Available.

Get Started Now

Contact us today to learn more about your eligibility and begin your homeownership journey!

Stay Informed

Stay Informed. Whether you are a first time buyer or interested in becoming, real estate agent, or mortgage agent. we have classes and updates to keep you up to date. Simply add your name and email to be on the list

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