CelerPLUS Conventional Loan Program

CelerPLUS Conventional Loan Program

CelerPLUS Conventional Loan Program

The CelerPLUS Program is a conventional first mortgage featuring a slightly higher 30-year fixed interest rate than our standard option, paired with the Celer Mortgage Zero Interest Program (ZIP) to assist with closing costs.

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Key Features

Fixed Interest Rate

Enjoy predictable monthly payments with a low, fixed rate over 30 years.

Zero Interest Program (ZIP)

Provides a deferred-payment loan to help cover closing costs, with 0% interest.

Low Down Payment

Conventional loan structure allows lower upfront costs, easing the path to homeownership.

Homebuyer Education

First-time buyers using the CelerPLUS Conventional Loan Program must complete a homebuyer education course. This course prepares you for budgeting, long-term planning, and understanding the full responsibilities of homeownership.

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Eligibility Requirements

First-Time Homebuyer Status

Buyers must not have owned a home in the past three years.

Primary Residence

The home must be owner-occupied; non-occupant co-borrowers are not allowed.

Income Limits

Applicants must meet program income limits, which vary by county, household size, and loan type.

Property Requirements

Eligible homes include single-family units, condos, PUDs, and manufactured homes.

Our Satisfied Clients

Hear what some of our satisfied client have to say

I would like to thank Isayda Aguilar for helping us through the loan process. We finally bought our first home and I couldn’t be happier with the process! Isayda made it so simple for us to know what steps were ahead and how the process …More
Nancy Pineda, Happy Customer
Riley helped me and my brother with the purchase of our first home. Very timely with his responses to any of our questions, very thorough and informative too. On the rare occasions he did not have an answer to our questions, he ensured to  …
Daniel Utuone, Happy Customer
We worked with Cynthia on buying our home and she was phenomenal! She was always available to answer any questions we had or to explain something in further detail. Buying a home can be long and a lot of unknowns, but Cynthia really made the process so easy for us!
Desiree S, Happy Customer
Gabriel Reyes, amazing loan agent! As a first time home buyer our experience with him was great. He was able to answer all of our questions and doubts. All the information provided was helpful and informative. We couldn’t be any happier …More
Martha Aguilera, Happy Customer

How to Apply

Contact a Celer Mortgage-approved loan officer to start your application. Gather documents like pay stubs, bank statements, and tax returns. Our team will guide you through the approval process. Once approved, you’ll move forward to closing and secure your new home with the benefits of the CelerPLUS Conventional Loan Program.

Our Customer Care Agents Are Available.

Get Started Now

Let Celer Mortgage help you take the next step toward buying a home. Reach out today to check your eligibility and learn more about the CelerPLUS Conventional Loan Program.

Stay Informed

Stay Informed. Whether you are a first time buyer or interested in becoming, real estate agent, or mortgage agent. we have classes and updates to keep you up to date. Simply add your name and email to be on the list

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