CelerPlus FHA Loan Program

Celer Conventional Loan Program

Celer Conventional Loan Program

At Celer Mortgage, we are dedicated to making homeownership accessible and affordable. Our Conventional Loan Program offers a 30-year fixed-rate mortgage insured through private mortgage insurance, providing a stable and predictable payment structure for homebuyers in California.

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Key Features

Fixed Interest Rate

Benefit from predictable monthly payments with a stable, fixed interest rate over a full 30-year term, ensuring long-term affordability.

Private Mortgage Insurance (PMI)

Insured through private mortgage insurance, offering protection and potentially favorable terms.

Flexible Property Options

Eligible properties include single-family homes, condos, PUDs, and qualifying manufactured homes.

Homebuyer Education: Empowering Your Journey

First-time homebuyers must complete a homebuyer education course to learn about budgeting, mortgage management, and homeownership responsibilities. Celer Mortgage can assist in finding approved courses for a smooth buying experience.

Our Customer Care Agents Are Available.

Eligibility Requirements

Income Limits

Must meet program-specific income limits based on county and household size.

Property Requirements

Single-family, one-unit homes, approved condos/PUDs, and eligible manufactured housing.

Homebuyer Education

Required for first-time buyers to understand homeownership and financial responsibilities.

Our Satisfied Clients

Hear what some of our satisfied client have to say

Riley helped me and my brother with the purchase of our first home. Very timely with his responses to any of our questions, very thorough and informative too. On the rare occasions he did not have an answer to our questions, he ensured to  …
Daniel Utuone, Happy Customer
I would like to thank Isayda Aguilar for helping us through the loan process. We finally bought our first home and I couldn’t be happier with the process! Isayda made it so simple for us to know what steps were ahead and how the process …More
Nancy Pineda, Happy Customer
We worked with Cynthia on buying our home and she was phenomenal! She was always available to answer any questions we had or to explain something in further detail. Buying a home can be long and a lot of unknowns, but Cynthia really made the process so easy for us!
Desiree S, Happy Customer
Gabriel Reyes, amazing loan agent! As a first time home buyer our experience with him was great. He was able to answer all of our questions and doubts. All the information provided was helpful and informative. We couldn’t be any happier …More
Martha Aguilera, Happy Customer

How to Apply

Contact a Celer Mortgage-approved loan officer to start your application. Gather necessary documents like pay stubs, bank statements, and tax returns. If required, complete a homebuyer education course. Our team will review your application, verify eligibility, and guide you to closing, where you’ll secure your new home with a conventional loan.

Our Customer Care Agents Are Available.

Get Started Now

Contact us today to learn more about your eligibility and start your journey toward owning your dream home!

Stay Informed

Stay Informed. Whether you are a first time buyer or interested in becoming, real estate agent, or mortgage agent. we have classes and updates to keep you up to date. Simply add your name and email to be on the list

Join Our Mailing List

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